AMINA Bank AG 
AMINA UK 
AMINA Hong Kong 
AMINA EU Automate reconciliation and move money globally with Swiss precision.
High‑volume payment businesses often funnel all incoming transfers into shared accounts. When thousands of payments hit the same IBAN daily, mapping each transaction to the right customer becomes a manual, error‑prone process that slows operations.
AMINA virtual IBANs* solve this by assigning unique IBANs per customer, enabling automated and precise reconciliation.
*T&Cs and eligibility apply.
What’s needed is a smarter, more scalable way to organise and control payments from a single, unified platform. Virtual IBANs make this possible.
Each virtual IBAN can be uniquely assigned to a customer, account, or business unit and even issued in your customer’s own name. All fiat funds remain securely consolidated within one physical master account, while each customer benefits from the experience of having their own dedicated IBAN.
Virtual IBANs can be easily:
All through API or online banking. Providing complete visibility, faster reconciliation, and simplified fiat fund management, without the operational complexity of maintaining multiple bank accounts.
Online Banking
AMINA virtual IBANs support both licensed and non‑licensed models. With the right permissions, you manage them directly; without them, AMINA handles onboarding and KYC so you can offer virtual IBANs compliantly from day one. The model grows with your business and can shift to your own regulated setup when needed.
From growth‑stage fintechs to global PSPs, AMINA’s Virtual IBANs scale with you, delivering instant global reach, better find visibility, and smoother workflows.
AMINA Bank AG (AMINA) is a Swiss bank, authorized and regulated by the Swiss Financial Market Supervisory Authority (FINMA). AMINA’s products and services are only licensed in Switzerland. They are not registered or approved outside of Switzerland.
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1. are confirming you have read and understood the above;
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3. are responsible for ensuring access is lawful in your jurisdiction; and
4. understand that exploring the website does not create a client relationship.