Earn interest on cash surplus with our Fixed-term and Notice deposit accounts.
If you have a cash lump sum that you don’t plan to use soon, unlock its full potential with a fixed interest rate.
AMINA Bank’s Fixed-term products are available for deposits starting from 50,000 CHF or EUR and USD equivalents. Choose a term that suits you from a minimum of 2 months onwards.
Rates are locked-in for the duration of the term, protecting your returns from market interest rate volatility. Relax while your cash works for you.
50’000 CHF or more
(Euro/US Dollar equivalent)
2-12 months
Fixed through term period. Other terms available on demand
Fixed
Through term period
At end of term
Penalties may apply to withdrawals made prior to maturity
The interest rate is determined on prevailing conditions on the money market depending on deposit period and deposited amount. The interest is subject to “Swiss withholding tax”.
| CHF | EUR | USD | GBP | |
|---|---|---|---|---|
| 2 months | 0.15% | 2.10% | 4.20% | 3.90% |
| 3 months | 0.15% | 2.10% | 4.20% | 3.85% |
| 6 months | 0.20% | 2.10% | 4.20% | 3.80% |
| 9 months | 0.20% | 2.00% | 4.00% | 3.75% |
| 12 months | 0.20% | 2.00% | 4.00% | 3.70% |
These are indicative annual rates. These rates can depend on different factors, for example, total client’s assets and/or transaction amounts, etc. Different rates may be applicable. For more information, please contact us.
Information correct as of 04.29.2025
Enjoy competitive yields on your savings while maintaining the freedom to act swiftly when investment opportunities arise. With just 7 days’ notice, unlock the potential of your funds and stay in control of your financial journey.
There is a minimum deposit of 50,000 CHF or EUR and USD equivalents.
Product eligibility
You may only transfer in deposits that are not already held with AMINA on February 16, 2024. Deposits held within existing AMINA accounts including current accounts prior to that date are not eligible for this product.
50’000 CHF or more
(Euro/US Dollar equivalent)
None
Fixed
Based on deposit amount
7-Day Notice
Request a withdraw at anytime
The applicable rate of interest is based on the invested amount and the prevailing conditions in the money market and can be adjusted up or down without advance notice. Any interest earned is subject to Swiss Withholding Tax.
| CHF | EUR | USD | GBP | ||
|---|---|---|---|---|---|
| Up to and including CHF 3'000'000* | 0.05% | 1.10% | 3.00% | 2.00% | |
| Above CHF 3'000'000* | Please contact AMINA Bank |
Rates are per annum and subject to change.
Information correct as of 04.29. 2025 | *or EUR, USD, GBP equivalent
Our 35-Day Notice Account makes your cash work harder while giving you access to your money on notice when you need it. The name says it all—withdraw your cash by providing 35 days’ notice.
There is a minimum deposit of 50,000 CHF or EUR and USD equivalents.
50’000 CHF or more
(Euro/US Dollar equivalent)
None
Fixed
Based on deposit amount
35-Day notice
Request a withdraw at anytime
The applicable rate of interest is based on the invested amount and the prevailing conditions in the money market and can be adjusted up or down without advance notice. Any interest earned is subject to Swiss Withholding Tax.
| CHF | EUR | USD | GBP | ||
|---|---|---|---|---|---|
| Up to and including CHF 3'000'000* | 0.10% | 1.30% | 3.10% | 2.10% | |
| Above CHF 3'000'000* | Please contact AMINA Bank |
Rates are per annum and subject to change.
Information correct as of 04.29.2025 | *or EUR, USD, GBP equivalent
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