AMINA Bank AG 
AMINA UK 
AMINA Hong Kong 
AMINA EU Seize new investment opportunities, cover short positions, or finance significant expenses.
Use your digital assets as collateral to access liquidity while keeping your investment exposure.
We continuously monitor your collateral and keep you informed as market conditions change.
If your loan collateral value falls, our three-step process, Warning, Margin Call, and Close-out, helps you understand what action may be needed and when.
Several cryptocurrencies, stocks, ETFs, mutual funds, bonds, and certain structured products are accepted as collateral.
Accepted cryptocurrencies include BTC, ETH, SOL, XRP, eligible stablecoins, and others. Please contact us for further information.
Your final interest rate depends on the loan-to-value (LTV) ratio and the loan term. Generally, the higher the LTV and the longer the loan term, the higher the interest rate. For more information on pricing, please contact us.
AMINA offers both fixed-term and roll-over loans.
A fixed-term loan is provided for a specified period and must be repaid on the maturity date.
A roll-over loan has no predetermined maturity date and may be renewed for the same term on each due date. Either party (AMINA or the client) may terminate the loan on the due date.
If you select a roll-over loan, both parties have the right, but not the obligation, to terminate it on each due date. If neither you nor AMINA requests termination in accordance with the terms of the loan agreement, the loan will automatically roll over for the same period.
Once you have been onboarded as an AMINA client, you may apply for a loan. Standard requests are typically approved within 1-2 business days, provided that you meet AMINA’s requirements and have submitted all requested documentation.
Larger or more complex requests may require additional time for approval. Once approved, the loan documentation will be sent to you for signature. Following execution by both parties, the loan can be drawn down.
Unless otherwise approved by AMINA, the minimum loan amount is CHF 200,000 (or the equivalent in another currency), and the minimum tranche size is CHF 100,000 (or the equivalent in another currency).
There is generally no maximum loan amount. For larger transactions, AMINA may suggest syndicating the loan with its partners.
Please note that AMINA cannot guarantee a specific amount, and larger or more complex transactions may require a longer approval process.
Yes. Both options are available: a single disbursement or multiple tranche disbursements over time.
Yes. Collateral must be deposited with AMINA.
Your digital assets are held in segregated custody and are bankruptcy-remote, in accordance with Swiss legal requirements.
Reach out to your Relationship Manager and make the most of your portfolio.
AMINA Bank AG (AMINA) is a Swiss bank, authorised and regulated by the Swiss Financial Market Supervisory Authority (FINMA). AMINA’s products and services are only licenced in Switzerland. They are not registered or approved outside of Switzerland. Your IP address indicates that you are attempting to access AMINA’s website from the UK. If you want to explore AMINA’s products and services that are available in the UK, you can do so by accessing AMINA’s UK specific website.
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