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    AMINA Bank AG is a Swiss bank, welcoming clients worldwide, with an FSRA-regulated branch in the Abu Dhabi Global Market (ADGM)
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    AMINA UK: products and services for UK residents
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    AMINA (Austria) AG (“AMINA EU”) is a MiCAR regulated provider of crypto asset services
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Fixed Term Deposits

A secure way to grow your cash with fixed interest returns

For clients looking for a secure fixed interest investment, AMINA’s fixed term deposit accounts offer predictable returns over a defined period, helping you make the most of your idle cash.

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Make your cash balances work for you

If you have surplus funds you don’t plan to use immediately, a fixed deposit account can provide stability and consistent returns.

AMINA’s fixed term deposits are designed to support both short term fixed deposit strategies and longer-term cash allocation needs. With competitive term deposit interest rates, you can choose a duration that aligns with your financial goals.

  • Earn a fixed return over your selected term
  • Suitable for short- to medium-term cash allocation
  • Available in CHF, EUR, USD, and GBP
  • Minimum deposit: CHF 50,000 (or equivalent)
  • Interest rates are fixed for the full duration and paid at maturity

AMINA fixed deposit account overview

Minimum deposit

50,000 CHF or equivalent

(Euro/GBP/US Dollar equivalent)

Term options

From 2-12 months

(including short term fixed deposit options)

Rates

Fixed

Fixed term deposit interest rates for the entire duration

Access

Funds available at maturity

Penalties may apply to withdrawals made prior to maturity

Fixed term deposit interest rates

Explore competitive term deposit interest rates across currencies and durations. Rates may vary based on deposit amount and market conditions.

Duration in Months CHF EUR USD GBP
2 months 0.10% 2.10% 3.60% 3.50%
3 months 0.10% 2.10% 3.60% 3.50%
6 months 0.15% 2.30% 3.70% 3.60%
9 months 0.15% 2.40% 3.70% 3.70%
12 months 0.15% 2.40% 3.80% 3.70%

These are indicative annual rates. These rates can depend on different factors, for example, total client’s assets and/or transaction amounts, etc.. 
Different rates may be applicable. For more information, please contact us.

Information correct as of 18.06.2026

Why choose AMINA fixed term deposits

Secure fixed interest investment with predictable returns

Lock in attractive term deposit interest rates for the full duration

No exposure to rate fluctuations during the term

Ideal for short-term fixed deposits and planned savings

Multi-currency support for global clients

Frequently asked 
questions.

A fixed term deposit offers a predetermined interest rate for a selected period, helping investors know exactly how much they can earn at maturity.

Because the rate is fixed for the term, a fixed deposit account provides predictable returns regardless of short-term market fluctuations, making it a dependable option for planned savings.

Fixed-term investments are considered stable because the agreed term deposit interest rates remain unchanged throughout the investment period.

Unlike market-linked products, a secure fixed interest investment focuses on capital preservation and consistent returns, offering greater certainty for individuals seeking financial stability.

Individuals may consider locking funds in a fixed term deposit when they have surplus cash that they do not expect to use during the chosen term. In many cases, longer-term deposits can offer more attractive term deposit interest rates than readily accessible savings accounts, helping investors maximise the earning potential of their funds.

A fixed deposit account can help support future financial goals by providing reliable growth over a defined period. Whether saving for a major purchase, business expenses, or portfolio diversification, fixed deposits allow investors to align a deposit term with a specific objective while benefiting from predictable returns.

AMINA’s fixed term deposit solutions are designed for clients seeking a secure fixed interest investment with predictable returns. Benefits include fixed rates throughout the selected term, support for multiple currencies, flexible term options, and a straightforward way to put surplus cash to work while pursuing long-term financial goals.

Make your cash work with purpose

Put your cash to work with an AMINA fixed term deposit account designed for stability and performance.

Get started now
Make your cash work with purpose

Notice for UK visitors

AMINA Bank AG (AMINA) is a Swiss bank, authorised and regulated by the Swiss Financial Market Supervisory Authority (FINMA). AMINA’s products and services are only licenced in Switzerland. They are not registered or approved outside of Switzerland. Your IP address indicates that you are attempting to access AMINA’s website from the UK. If you want to explore AMINA’s products and services that are available in the UK, you can do so by accessing AMINA’s UK specific website.

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