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35-Day Notice Account

A flexible way to earn more on your cash with planned access

AMINA’s 35-day notice account is designed for clients who want higher returns while maintaining access to their funds with advance notice. This notice savings account balances flexibility with improved yield.

A more rewarding way to manage your cash on your timeline

If you can plan ahead for access to your funds, a flexible savings account with interest can offer stronger returns than instant access options.

AMINA’s 35-day notice account works as a short-term deposit account, helping you put surplus cash to work while keeping future access predictable. It’s a practical choice for those seeking a high interest savings account without fully locking funds away.

  • Earn higher interest with a 35-day notice period
  • Ideal as a short-term deposit account for structured savings
  • Designed as a flexible savings account with interest
  • Available in CHF, EUR, USD and GBP
  • Minimum deposit: CHF 50,000 (or equivalent)

AMINA 35-day notice savings account overview

Minimum deposit

50,000 CHF or equivalent

(Euro/GBP/US Dollar equivalent)

Access

35-Day Notice

Withdraw funds with 35 days’ notice

Rates

Competitive and variable

Based on market conditions

Benefit

High interest savings account

For earning more on your savings with planned access

35-Day Notice Account Rates

The applicable rate of interest is based on the invested amount and the prevailing conditions in the money market and can be adjusted up or down without advance notice. Any interest earned is subject to Swiss Withholding Tax.

  CHF EUR USD GBP
Up to and including
CHF 3'000'000*
0.10% 1.30% 3.10% 2.30%
Above CHF 3'000'000* Please contact AMINA

Rates are per annum and subject to change.

Information correct as of 18.06.2026 | *or EUR, USD, GBP equivalent

Why choose AMINA’s 35-day notice account

A 35-day notice account designed for higher interest potential

Suitable as a flexible savings account with interest

Suitable for structured liquidity planning

Optimise returns on idle cash balances

Enables a balanced approach to short- and long-term saving

Frequently asked 
questions.

A 35-day notice account helps clients manage liquidity by allowing them to earn interest on surplus cash while retaining access to funds with advance notice. This approach supports structured cash management by balancing accessibility with the potential for higher returns than instant-access savings options.

The notice period gives financial institutions (like AMINA) greater certainty over deposited funds, which can enable more competitive interest rates. For investors, a notice savings account can offer increased return potential while maintaining access to funds through a clearly defined withdrawal process.

Investors may consider notice-based deposits when they have cash that is unlikely to be needed immediately but may be required in the medium term. A 35-day notice account can be suitable for planned expenses, liquidity reserves, or cash awaiting future investment opportunities.

A 35-day notice account is designed to bridge the gap between instant-access savings and long-term deposits. By accepting a notice period before withdrawals, clients may benefit from more attractive returns while maintaining the ability to access funds when required, subject to notice.

Individuals can manage funds efficiently by allocating cash according to expected timelines. A 35-day notice account can be used for planned cash reserves, enabling funds to earn interest while remaining accessible for future requirements. This approach can help reduce idle cash balances and improve overall cash management.

AMINA’s 35-day notice account is designed for clients seeking a flexible savings solution with enhanced return potential. Benefits include competitive variable rates, multi-currency availability, structured liquidity planning, and seamless integration within AMINA’s secure banking platform. It offers an effective way to keep cash working while maintaining planned access to funds.

Plan ahead and make your cash work harder

Take a more structured approach to saving with an account designed for flexibility and stronger returns.

Plan ahead and make your cash work harder

Notice for UK visitors

AMINA Bank AG (AMINA) is a Swiss bank, authorised and regulated by the Swiss Financial Market Supervisory Authority (FINMA). AMINA’s products and services are only licenced in Switzerland. They are not registered or approved outside of Switzerland. Your IP address indicates that you are attempting to access AMINA’s website from the UK. If you want to explore AMINA’s products and services that are available in the UK, you can do so by accessing AMINA’s UK specific website.

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