Fixed Term Deposits for Your Business

A reliable way to grow corporate cash with fixed returns

AMINA’s fixed term deposit for business solutions offers a structured way for companies to earn predictable returns while preserving capital. With a business term deposit account, you can allocate surplus cash with greater confidence and clarity.

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Make your business cash balances work harder

If your business has funds that are not needed immediately, a corporate fixed deposit offers a straightforward way to generate stable returns.

AMINA corporate fixed interest investment solutions are tailored to meet both short- and medium-term treasury needs, including short term business deposits. Choose a term that aligns with your cash flow strategy while benefiting from fixed, predictable returns.

Earn fixed returns over a defined term (2–12 months)
Suitable for short term business deposits and treasury planning
Available in CHF, EUR, USD and GBP
Minimum deposit: CHF 50,000 (or equivalent)
Interest rates are fixed for the full term and paid at maturity

AMINA business term deposit account overview

Minimum deposit

50,000 CHF or equivalent

(Euro/GBP/US Dollar equivalent)

Term options

From 2-12 months

(including short term business deposits)

Rates

Fixed

Fixed for the entire duration

Access

Funds available at maturity

Penalties may apply to withdrawals made prior to maturity

Fixed-term deposits investment rates for businesses

Benefit from competitive rates across currencies and deposit durations. Our corporate fixed deposit offerings are structured to provide clarity and predictability, supporting effective treasury management.

Duration in Months	CHF	EUR	USD	GBP	AED	HKD
2 months	0.10%	2.50%	3.90%	3.70%	3.50%	2.30%
3 months	0.15%	2.50%	4.10%	3.70%	3.60%	2.30%
6 months	0.20%	2.80%	4.20%	3.80%	3.80%	2.50%
9 months	0.25%	3.00%	4.20%	3.80%	4.00%	2.50%
12 months	0.25%	3.00%	4.20%	3.80%	4.00%	2.50%

These are indicative annual rates. These rates can depend on different factors, for example, total client’s assets and/or transaction amounts, etc.. Different rates may be applicable. For more information, please contact us.

Information correct as of 21.09.2026

Why choose AMINA for corporate fixed deposits

Secure corporate fixed interest investment with predictable returns

Lock in competitive rates for the full term

No exposure to interest rate fluctuations during the term

Ideal for short term business deposits and liquidity planning

Multi-currency support for international businesses

Frequently asked  questions.

Corporates can achieve predictable returns by placing surplus cash in a fixed-term deposit with a predetermined interest rate and maturity date. This allows businesses to earn a known return over the selected term, providing greater certainty than leaving funds in non-interest-bearing accounts.

Corporate fixed-term deposits offer a reliable way to generate returns on excess cash while preserving capital. Businesses benefit from fixed interest rates, predictable earnings, and a range of term options that can support treasury management and short- to medium-term liquidity planning.

A corporate fixed-term deposit helps businesses plan with confidence by providing visibility over future returns and cash availability. Treasury teams can align deposit maturities with projected expenses, operational needs, or strategic initiatives, supporting more effective financial planning.

AMINA’s corporate fixed-term deposit solutions are designed to provide predictable returns through fixed interest rates for the chosen term. Businesses benefit from a transparent structure, clearly defined maturities, and a regulated banking environment that supports prudent cash management.

Eligible businesses can open a corporate fixed-term deposit account with AMINA and choose from a range of available terms and supported currencies. Companies can select a deposit duration that aligns with their treasury strategy and cash flow requirements.

AMINA’s corporate fixed-term deposits are designed for businesses seeking stability, predictability, and efficient cash management. Key benefits include fixed returns for the full term, competitive rates, multi-currency availability, and solutions tailored to support treasury planning and liquidity management objectives.

Turn surplus cash into predictable returns

Put your business cash to work with AMINA fixed term deposit designed for stability and growth.

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Turn surplus cash into predictable returns

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